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Assessing the full cost of a catastrophic injury

On Behalf of | Apr 20, 2024 | Catastrophic Injuries

Catastrophic injuries can dramatically change a person’s life, and these impacts often extend far beyond a need for medical care. As a result, the financial stability of affected victims and their families is often shaken or swept away.

One option you have if you’re in this position is to seek compensation for the damages related to the injury from parties liable for your harm. This is a complex undertaking, partially because you’ll have to file for all the damages you’ve already incurred and those that will arise in the future. It’s not possible to come back later and claim more damages. The following are some of the damages you should consider as you try to place an overall value on your claim.

Medical care

Compensation for medical care is crucial in personal injury cases and covers your health-related expenses incurred due to the injury. This includes emergency room visits, hospital stays, surgeries, medications and any other immediate medical treatments. Future medical expenses are also considered if ongoing care, such as follow-up surgeries or long-term medication, is necessary. Accurate documentation of all medical procedures and costs is essential to substantiate these claims.

Missed wages

You can claim damages for missed wages if an injury prevents you from working. This encompasses lost income from the days absent from work and lost earning capacity if the injury impacts your ability to earn a similar income in the future. Compensation can include both current and projected future earnings.


Rehabilitation costs cover expenses related to physical or cognitive therapy required to regain mobility and functionality or to cope with long-term effects of the injury. This can include physical therapy to help with recovery or occupational therapy to assist in returning to work.

In-home and vehicle accommodations

Injuries may require modifications to your home or vehicle to accommodate mobility restrictions. In-home adjustments could include ramps, stairlifts or modifications to bathrooms and kitchens. Similarly, vehicles may need to be modified for accessibility.

Other damages

Beyond tangible losses, personal injury claims may include compensation for pain and suffering, emotional distress and loss of enjoyment of life. Additionally, if an injury results in permanent disfigurement or disability, further compensation may be considered to address these long-term impacts.

Victims of catastrophic injuries that were caused by another party’s negligence must consider a number of costs if they’re going to seek compensation. Working with a legal representative can help them to gauge the damages they’ve already dealt with and those they’re likely going to incur in the future so they can file a comprehensive claim.