Foreclosure Defense Options In East Texas
If you are facing foreclosure in East Texas, it means you have fallen behind on your loan. This does not happen after missing just one payment – federal law states you must be 120 days behind before the lender may initiate the process of foreclosure.
It is crucial to understand the foreclosure defense options you have. Our experienced Longview attorneys are here to help at Boon Calk Echols Coleman & Goolsby PLLC. We opened our doors in 1998 and have since earned a reputation for working hard on behalf of those we represent. Our attorneys have decades of combined experience to lean on, and we offer free initial consultations. Call us when you need a dedicated foreclosure defense lawyer.
Why Do You Need A Foreclosure Attorney?
One reason to get an attorney during this process is to explore all foreclosure defense options. There may be ways for you to catch up on your loan and avoid foreclosure. A lawyer can help by recommending possible solutions, such as seeking loan modifications. Other times, the best option may be a short sale, where the house is sold for less than it’s worth but may still be preferable to a foreclosure.
Additionally, many people use bankruptcy as a way to stave off foreclosure. After filing, an automatic stay takes effect, preventing creditor harassment and giving you more time in your home. Declaring bankruptcy can help you clear up other forms of debt so that you can get current on your loan again.
Another way working with a foreclosure attorney can help is to ensure that all of the proper steps are taken. Has the lender filed the correct paperwork and met all the deadlines? Did you get the proper Notice of Default prior to the foreclosure? An attorney helps you identify errors like these while protecting your rights.
Call Us For Foreclosure Guidance
We offer completely free consultations at our Longview, Texas, office. Call us at 903-704-0592 or use our online contact form to schedule a meeting with a foreclosure lawyer whose only interest is helping you find the ideal solution.